All our quotations, over the phone, via email or online include Fully Comprehensive Insurance. The hirer is always responsible for up to their liability/excess amount on any damage, however caused. The only things not covered by the insurance is anything that comes down to negligence – ie. interior, tyres (caused by bad driving). Roof damage or anything over 6 feet in height is also not covered. Failure to abide by the terms & conditions may revoke the insurance cover and make the hirer fully liable.